Rounding and currency calculator
Round a cash total to the nearest 5 cents, and keep the exact cent for electronic payments.
Result
Rounding and currency calculator
Cash total
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Enter a total to see the cash amount and the exact cent amount.
Verify with the official source.
Estimate for planning only. This is not tax, legal, accounting or financial advice. Results depend on the figures you enter. Check all numbers, rates and rules with the official source or a qualified professional before relying on them.
How this works and common questions
About this tool
This calculator rounds one total the way Canadian cash is rounded now that the penny is gone. Debit, credit, and other electronic payments stay at the exact cent. Nothing is stored.
How it works
The penny is no longer used for cash in Canada, so a cash total rounds to the nearest 5 cents. Look at the last cent of the total. 1 and 2 round down. 3 and 4 round up to 5. 6 and 7 round down to 5. 8 and 9 round up to the next 10. 0 and 5 do not move. Debit, credit, and other electronic payments keep the exact cent.
Rules
Round the final total only. Do not round each line and then add. $10.02 in cash is $10.00. $10.03 in cash is $10.05. $10.07 in cash is $10.05. $10.08 in cash is $10.10. The same total paid electronically stays $10.02, $10.03, $10.07, or $10.08. Verify with the official source.
Questions
How does $10.02 round in cash?
The last digit is 2, so it rounds down. Cash is $10.00. An electronic payment stays $10.02. The difference is -$0.02.
How do 3¢, 4¢, 8¢, and 9¢ round?
3¢ and 4¢ round up to 5¢, so $10.03 and $10.04 become $10.05 in cash. 8¢ and 9¢ round up to the next 10¢, so $10.08 and $10.09 become $10.10 in cash.
Are debit and credit rounded?
No. Electronic payments stay at the exact cent. Only the cash total rounds to the nearest 5 cents. Verify with the official source.
Do I need an account?
No. The tools work without one. You only need to sign in to save your work.
Is what I type saved?
No. Nothing is saved unless you sign in and choose Save. Otherwise it stays on the page.
Do you show ads or sell my information?
No. We show no ads and we do not sell your information.
Is this tax or legal advice?
No. Results are estimates for planning. Check rates and rules with the official source or a qualified professional.
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Estimate for planning only. This is not tax, legal, accounting or financial advice. Results depend on the figures you enter. Check all numbers, rates and rules with the official source or a qualified professional before relying on them.