12-month cash flow forecast
Forecast money in and out for up to 12 months and see the running balance.
Result
12-month cash flow forecast
Lowest balance
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Enter starting cash, then money in and money out for each month.
Ballpark estimate, check before you buy or quote.
This is a simple estimate, not advice.
Estimate for planning only. This is not tax, legal, accounting or financial advice. Results depend on the figures you enter. Check all numbers, rates and rules with the official source or a qualified professional before relying on them.
How this works and common questions
About this tool
Each month’s balance is the previous balance plus money in minus money out. This is a simple estimate, not advice. Nothing is stored.
How it works
Start with the cash you type. Each month adds money in and subtracts money out. You can add up to 12 months. The main figure is the lowest balance along the way.
Rules
This is a simple estimate, not advice. Balances are exact cents. Nothing is stored. The copy and the CSV include every month’s running balance.
Questions
What is the main number?
The lowest running balance, including the starting cash if no month goes lower. The ending balance, total in and total out are shown beside it.
How many months can I add?
Up to 12. Each row is one month. Remove a row if you have fewer, and use Undo if you remove one by mistake.
What is in the copy and the CSV?
Starting cash, the lowest balance, the ending balance, every month’s running balance, and each month’s label, money in and money out.
Do I need an account?
No. The tools work without one. You only need to sign in to save your work.
Is what I type saved?
No. Nothing is saved unless you sign in and choose Save. Otherwise it stays on the page.
Do you show ads or sell my information?
No. We show no ads and we do not sell your information.
Is this tax or legal advice?
No. Results are estimates for planning. Check rates and rules with the official source or a qualified professional.
Sign in to save this. Your entries stay on screen.
Estimate for planning only. This is not tax, legal, accounting or financial advice. Results depend on the figures you enter. Check all numbers, rates and rules with the official source or a qualified professional before relying on them.